Chase and Pinterest Uncover What Home Renovation Projects & Trends Consumers Care about Most

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“For the second year in a row, Millennials make up the largest group of homebuyers, seeing the value of this smart investment,” said Amy Bonitatibus, Chief Marketing and Communications Officer for Chase Home Lending. “And many are jumping into plans to take their fixer-uppers and turn them into their dream homes. Nearly 95 percent of the Millennials said they planned some kind of renovation in the next three years. We meet with this generation of homebuyers every day to provide expert advice on purchasing and financing improvements.”

Jon Kaplan, Global Head of Partnerships, Pinterest, said, “Chase and Pinterest have similar missions in helping people make their dreams a reality. The partnership between our companies on the Chase Dream Boards visual interactive experience demonstrates the way in which we’re able to offer personalized recommendations that deliver unique value and guidance to potential home renovators. We’re excited to continue growing our partnership with Chase and look forward to bridging the gap between inspiration and action for Chase customers.”

“Whether starting a long-awaited bathroom remodel, or revamping your outdoor space just in time for the summer, collaborating with a trusted advisor throughout the home renovation process is so important,” said Drew Scott.

“By working side-by-side with homeowners, Chase is making it easier for customers to understand how to build home equity and create the home of their dreams,” said Jonathan Scott.

According to the National Association of Realtors, in 2017, 89 percent of Millennial buyers bought a previously-owned home, which are often more affordable in the initial purchase, but also require improvements. Buyers are turning to Pinterest for inspiration surrounding projects big and small, with budget-conscious DIY projects—rooted in practicality—up as much as 300 percent from just one year ago. And projects like a closet overhaul are increasing over 7,000 percent in year-over-year search results.

The data shows that those homeowners looking to remodel are regularly searching Pinterest for creative inspiration and action, but are also actively considering important factors such as financial planning. These Pinterest users are more than 1.5 times as likely to search for topics on budgeting.

[“source=TimeOFIndia”]

UP RERA planning to rate real estate developers, projects

To protect the interests of home buyers, the Uttar Pradesh RERA is planning to rate both real estate projects and developers, Chairman Rajive Kumar said at a workshop held in Delhi on Thursday.

“RERA is meant for protecting the interests of home buyers. We would be launching a system of grading the builders and projects shortly,” he said.

Kumar said that the purpose of grading both buyers and projects is that over a period, it creates a track record for builders and signals to the public that the promoter and the project have a higher rating.

“A substantial part of the grading will relate to feedback of the people who have been associated with the project. The first round will be held around February and the first rating will be out before we complete a year in the month of September next year,” he said.

An independent rating agency will conduct the exercise.

Kumar also said that 98 projects in Uttar Pradesh have been audited so far and serious issues have been found in 20-25 of them. Another 25 have been declared as fine and the remaining have been graded as redeemable. The auditing agency has has made some recommendations for the redeemable.

“We are asking both the authorities to follow up those recommendations so that projects can move ahead. Finance is a major challenge,” he said.

[“source=TimeOFIndia”]

Supreme Court to take up Sabarimala review pleas on January 22

Sabarimala temple

In what is being claimed as a victory by few groups, the Supreme Court on Tuesday agreed to reconsider its September 28 verdict allowing entry of women of all ages to Kerala’s Sabarimala temple. The court said it will hear the review petitions in the case on January 22 and there will be no stay of its judgment till such time.

Forty-nine entities, including organisations and individuals, have questioned the verdict on temple entry on the grounds that rationality can’t be a yardstick to assess whether a religious practice or belief is integral to the faith of a community or group.

The petitions said the SC ruling had other flaws. The petitioners had appealed for an open court hearing saying that will give their lawyers a chance to put forth their arguments before the judges and even respond to queries. Review petitions, as a norm, do not get listed in open courts and are generally dealt with in chambers by the judges who decided the specific matter.

The Sabarimala verdict by delivered through a 4:1 majority by a Constitutional bench that included former CJI Dipak Misra, Justices RF Nariman, AM Khanwilkar and DY Chandrachud. Justice Indu Malhotra, the lone dissenting judge, found no fault with the practice of the barring entry of women of menstrual age into the temple.

On Tuesday, CJI Ranjan Gogoi replaced his predecessor on the bench while retaining the other four judges who decided the case. “All review petitions along with all pending applications will be heard in open court on January 22, 2019 before the appropriate bench. We make it clear that there is no stay of the judgment and order of this court dated September 28, 2018.”

On the fresh petitions challenging the verdict, the SC asked the petitioners to wait till judges decide on the review petitions. “If review petitions are dismissed, your petitions will be taken up. If they are allowed, your petitions will get tagged along,” said CJI Gogoi.

All-party meeting called

Hours after the development in the Supreme Court, the Kerala government called for an all-party meeting on November 15 to discuss the issue.

The two-month long annual ‘Mandala Makkaravillakku’ season will start on November 17 and the meeting will also take stock of the arrangements for devotees.

The temple had witnessed a string of protests from devotees when it opened for monthly pujas for five days in October and two days early this month.

Over 3,700 persons have been arrested so far and 546 cases registered against various people for violence during protests across the state after the top court permitted women of all ages to pray at the Lord Ayyappa temple at Sabarimala.

  • For centuries, women of menstruating age are barred from entry to shrine
  • SC on Sept 28 allows all women to enter temple, protests start
  • Opposers of ruling say rationality can’t be applied to assess whether a religious practice is integral to faith of group

I think it is a very good decision. I think Kerala is united on this issue and therefore, I am happy that the Supreme Court has decided to review the entire issue. In democracy, people are paramount.K J Alphons, Union Minister

Review petitions will be heard on 22 January, after the ‘Makaravilakku’ season ends. The state government will discuss with legal experts and move forwardPinarayi Vijayan, Kerala Chief Minister

The blessings of Lord Ayyappa and prayers of lots of devotees are behind this decision to hear the matter in the open courtKandararu Rajeevaru, Head Priest of Sabarimala shrine

[“source=TimeOFIndia”]

Senior living societies a home away from home for elderly

Kiran Gupta, 62, lived in an old-age home for 5 years before moving to a senior living society, and finds the facilities much better here. Photo: Pradeep Gaur/Mint

Kiran Gupta, 62, lived in an old-age home for 5 years before moving to a senior living society, and finds the facilities much better here. Photo: Pradeep Gaur/Mint

In 2013, Kiran Gupta wound up her business and shifted to an old-age home in Jaipur after her two children got settled. While initially things were okay at the old-age home, over the years the quality of services deteriorated and she found it difficult to stay there. Gupta, now 62, discussed the problem with her daughter, who did some research and zeroed in on a senior living housing society, Utsav Senior Living, in Bhiwadi, Haryana. Gupta, whose husband died 25 years ago, shifted there in August 2018.

“Food quality deteriorated a lot at the old age home, maintenance was low, very little assistance was available and the behaviour of the staff and organisation head was unpleasant. Compared to the old-age home, things are much better here. The facilities, amenities and the overall environment is much healthier,” said Gupta.

Pawan Bagga, 73, shifted to Ashiana Housing’s senior living project Nirmay in Bhiwadi, Haryana in July 2018. “Someone told me about this place, and I discussed the option with my children and we came to check it out. I got very impressed with the friendly and comfortable environment here and decided to live here,” said Bagga. Her husband died eight years ago. She has a son living in Australia, another in Himachal Pradesh and a daughter in Delhi. Bagga doesn’t like to travel too far, but often visits her daughter in Delhi.

Like Gupta and Bagga, more and more Indians are considering staying in senior living societies after retirement.

Read: Monetise physical assets to raise cash in your old age

The demand

Indian families are getting smaller, with children exploring job options in other cities and countries.

Moreover, there is an increase in number of elderly population in India. According to a recent report, Indian Senior Care Industry 2018, by the Confederation of Indian Industry (CII), “In about 30 years from now, the elderly population in India is expected to triple from 104 million in 2011 to 300 million in 2050, accounting for 18% of the total population in 2050.”

Pawan Bagga, 73, liked the friendly and comfortable environment of the senior living community she went to check out and decided to shift. Photo: Pradeep Gaur/Mint

Pawan Bagga, 73, liked the friendly and comfortable environment of the senior living community she went to check out and decided to shift. Photo: Pradeep Gaur/Mint

In this scenario, the senior living real estate industry in India is witnessing a huge demand, which is going to only increase over the years. This points to a significant growth prospect for the industry. “If we look at the present scenario, there are only 20,000 units of senior living available, while the current demand is of around 230,000 units,” said Mohit Nirula, chief executive officer, Columbia Pacific Communities, a developer of retirement communities with close to 1,600 residential units under management in five cities in southern India.

The supply

With demand on the rise, real estate developers are gradually foraying into this mostly untapped segment. The ongoing slowdown in the overall housing market is also leading developers to focus on end-user products, including senior living societies.

Real estate developers such as Tata Housing, Paranjape Schemes, Ashiana Housing, Adani Realty, Silverglades and Brigade already have residential societies targeting seniors. Currently, there are 37 firms into senior living housing, according to the CII report. Apart from established developers, other business groups are also getting into this segment. For instance, Antara Senior Living, Dehradun, is a senior living community by Max India Ltd. “Considering the success of our senior living project in Dehradun and demand in the segment, we are going to launch another senior living housing project in Noida in a couple of months,” said Renuka Dudeja, head of marketing and communications, Antara Senior Living.

[“source=TimeOFIndia”]

DIY home improvements can save cash, but they’re not without risks

Smiling woman drinking coffee on paint drop cloth

Hero Images | Hero Images | Getty Images

Going the do-it-yourself route on your next home repair or remodeling project could cut costs substantially — that is, provided you’re really as handy as you think.

Consumers have DIY-ed some 113 million home improvement projects in recent years, according to a new NerdWallet analysis of Census Bureau data.

NerdWallet looked at data from the Census Bureau’s biennial American Housing Survey, which last polled consumers in 2017 on home projects completed “in the last two years.” NerdWallet and The Harris Poll also surveyed 2,001 U.S. adults, including 1,353 homeowners, earlier this fall.

Younger homeowners were more likely to tackle projects on their own, with those ages 25 to 29 DIY-ing 59 percent of the time. That could be because student-debt-laden millennials are more apt to find the homes in their price range need work, or because they can’t afford to hire out those improvements, said Holden Lewis, a home expert with NerdWallet.

“The younger you are, you tend to be making less money and have less savings, and so you’re doing a lot yourself,” he said.

[“source=TimeOFIndia”]

Retailers roll back traditional Christmas TV ad campaigns

Last year’s John Lewis Christmas advert featured a boy with an imaginary monster under his bed.
Last year’s John Lewis Christmas advert featured a boy with an imaginary monster under his bed. Photograph: John Lewis/PA

Retailers are rolling back on their traditional Christmas TV ads, with ITV braced for a fall in advertising spending of up to 8% in December.

Shares in the UK’s biggest commercial free-to-air broadcaster, which accounts for about half the £4.5bn UK TV ad market, tumbled more than 5% as investors were taken aback by the warning of a bleak Christmas.

ITV said total advertising – including TV ads and sponsorship on ITV, ITV2, ITV3 and ITV4 as well as its online service ITV Hub – was likely to fall by about 3% in the fourth quarter.

The broadcaster said ad income fell by 3% in October but would rise by 2% this month, thanks to advertisers spending big on Black Friday sales. However, there was likely to be a significant fall in spending in December, down by about 6-8%, indicative of the pullback in ad spend on Christmas TV campaigns.

Festive stalwarts including Marks & Spencer and John Lewis are yet to launch their traditionally heartwarming commercials. However, the likes of Aldi, Tesco and Argos have already kicked-off the battle for hearts and wallets this Christmas.

Carolyn McCall, the ITV chief executive, blamed the uncertainty of Brexit for the more conservative approach by advertisers. “We are seeing some softening in [TV advertising] due to the increasingly uncertain economic environment and, as a result, we expect total advertising to be down,” she said.

[“source=TimeOFIndia”]

Gender equality should not be applied in traditional, sentimental matters like Sabarimala row: Sri Sri Ravi Shankar

Sri Sri Ravi Shankar

Spiritual leader Sri Sri Ravi Shankar on Thursday said tradition and sentiments of the devotees should be respected on the issue of entry of women of all age groups in Sabarimala and gender equality need not be applied on matters relating to the Lord Ayyappa temple.

Kerala has witnessed widespread protests by Ayyappa devotees after the state government said it was bound to implement the Supreme Court’s verdict that lifted the centuries-old ban on the entry of women in the 10-50 age group to the temple, whose deity Lord Ayyappa is considered to be celibate.

Any change on matters relating to religion and faith should be done after consultations with spiritual leaders, Sri Sri said.

There are several temples dedicated to Lord Ayyappa in the country and women are not barred anywhere else except in the hill shrine in Kerala.

“Then, it is a tradition…and people’s sentiments are also there…we have to respect it…” Sri Sri Ravi Shankar told PTI in an interview here.

“It is not a matter of gender inequality here in this temple issue. In fact Indian culture always holds women in great reverence…True equality is when women are assured of safety, have equal opportunities in career and every girl child has access to quality education,” he said.

“However, this temple issue creates such an emotional hurt and shock to people… the devotees…, which could have been avoided..” he said.

The spiritual guru, however, said he was “glad” that the Supreme Court had agreed to hear the review petitions against its September 28 verdict.

The comments by Sri Sri come two days ahead of the two-month-long Mandala Makaravillakku pilgrimage season in Sabarimala that commences on November 17 and attracts millions of devotees from all over the country.

The Art of Living founder, who embarked on a four-day tour to the UAE on an invitation from the ruler of Fujairah, was speaking on the sidelines of his visit here.

Stating that all facts relating to the Sabarimala shrine may not have been presented fully at the apex court, he said even people belonging to other religions, who visit the hill temple, have always followed the rules there as they are part of age-old customs.

The main issue in Sabarimala is the mandatory 41-day ‘Vratam’ (wherein devotees have only vegetarian food and follow strict celibacy). Those who go to the temple, even in the past, follow the ‘Vratam’ and go, he said.

“Women, of course in the menstrual cycle, cannot undertake the 41-day Vratam. And that is the reason they are not going there,” he said.

To buttress his point, he said shoes are allowed inside churches all over the world but people remove it in the temples and mosques in India while entering there to offer prayers.

“So, these all are some cultural, traditional practices. If you ask why don’t you do prayers with shoes or chappal in temples while you can do the same in churches…the answer is that it does not fit,” he said.

Though the logic is the same, it cannot be applied in all contexts. Because, that is not our tradition, the spiritual leader added.

Sri Sri also said he was sure that the apex court would come out with a suitable decision to resolve the present issues while hearing the review petitions.

When asked about his formula to resolve the vexed Ayodhya dispute through mediation, he said his effort was to create a ‘win-win’ situation for both sides.

“In a situation, when they (Hindus and Muslims) come together in a sense of brotherhood of give and take….one gives a piece of land for the temple and the other gives place to build a mosque in a different place…the problem is solved,” he said.

Sri Sri, who has been trying to resolve the Ayodhya dispute through mediation for some time, said he has spoken to hundreds of imams and other spiritual leaders of the Muslim community and none of them had objected to the construction of a Ram temple.

Stressing the need to grow spiritually, he said it helps improving communication, to forget the past, take a new vision and move forward in life with renewed enthusiasm.

The Emirate of Fujairah has invited Sri Sri for yoga celebrations as part of which there would be meditation for world peace called ‘Illuminate Peace’ that will be held at a football stadium here.

After Fujairah, the spiritual leader will lead meditation sessions in Dubai also, apart from visiting a labour camp and conducting a special session for labourers at Sharjah, before returning to India.

[“source=TimeOFIndia”]

Reverse Screening Vs Traditional Screening Algorithm for Syphilis

The study revealed that the traditional screening algorithm is more suitable for laboratories with low-volume samples due to the lower false-reactive rate and its cost-effectiveness.

The reverse screening algorithm identified more patients with syphilis than the traditional screening algorithm, but also led to an increased likelihood of false positives, making retesting with a second treponemal test necessary, according to a study published in the Journal of the European Academy of Dermatology and Venereology.

Researchers compared the performance of the reverse screening algorithm with the traditional screening algorithm, thus serum screenings for syphilis were conducted in parallel with chemiluminescence immunoassay and toluidine red unheated serum testing.

Chemiluminescence immunoassay-reactive sera from reverse screening algorithms were confirmed with Treponema pallidum-particle agglutination assay. Traditional screening algorithms with toluidine red unheated serum testing which were reactive were further tested with Treponema pallidum-particle agglutination assay for confirmation.

Out of a total 110,663 serum samples, the reverse screening algorithm identified 2.0% (n=2259) with chemiluminescence immunoassay-reactive results, 16.7% (n=377) of which showed nonreactive Treponema pallidum-particle agglutination assay results. In addition, 61.6% (n=1392) were toluidine red unheated serum test-nonreactive, 25.1% (n=350) of which were Treponema pallidum-particle agglutination assay-nonreactive. Of the 350 Treponema pallidum-particle agglutination assay-nonreactive sera, 182 were tested again by a second chemiluminescence immunoassay, which showed 85.2% (n=155) as nonreactive, and 14.8% (n=27) as reactive.

Further testing of the 27 VITROS Treponema Pallidum assay-reactive sera with treponemal IgG western blot assays, which found 37% (n=10) as reactive, 22% (n=6) as nonreactive, and 41% (n=11) as indeterminate. Out of the 10 western blot-reactive sera, 2 seroconverted to Treponema pallidum-particle agglutination assay 1:80 approximately 1 year after follow-up. Of note, 3.1% (n=27) of the 867 sera samples which were chemiluminescence immunoassay-reactive and also subsequently toluidine red unheated serum test reactive, were Treponema pallidum-particle agglutination assay-nonreactive.

Study investigators concluded that “the present study revealed that the traditional screening algorithm is more suitable for laboratories with low-volume samples due to the lower false-reactive rate and its cost-effectiveness.”

[“source=TimeOFIndia”]

Traditional food shouldn’t be gone with the wind

Traditional food shouldn’t be lost, the taste must remain and memories connected with age old delicacies must linger on. Indian food holds a very important place in every household. After all the variety that we eat while on our outings, we crave to have homemade food and very specifically our traditional delicacies, what we commonly refer to as Desi Khana.

Innovating group in collaboration with Tourism department is organising a competition based on traditional Indian delicacies on Saturday under which the semi final will be held in Hotel JaiSingh Garh situated in Haridas ji ki Magri. Named “Kahin Gum Na Ho Jayye” the cooking competition’s finale will be held in New Delhi on the 1st of December.

Speaking on the occasion, the group’s Directors Chef Vimal Dhar and Chef Sangeeta Dhar informed that the city’s homemakers and students will cook various traditional delicacies with the objective of maintaining and carrying forward the age-old Indian traditional food that is almost disappearing from Indian homes. They wish to make the coming generations aware of the original Indian tastes. Chef Sangeeta Dhar also informed that the competition is being organised on a national level. Udaipur has been chosen as one of the centres for the competition. Arc gate group is also participating in this event. India’s well known chefs will be the judges for this competition.

[“source=TimeOFIndia”]

Deepika Padukone’s Wedding ‘Chooda’ And ‘Kalire’ Had A Unique Traditional Yet Elegant Touch

Deepika Padukone’s Wedding 'Chooda' And 'Kalire' Had A Unique Traditional Yet Elegant Touch

Those two most important and exciting days came in and went by with the blink of an eye! November 14-15, 2018 saw two beautiful souls become each other’s forever in the presence of limited family members at Lake Como’s Villa Del Balbianello in Italy and ever since, fans have been eagerly waiting to catch a glimpse of the newly-wedded couple. Trust us, never have we been so impatient! (Do Read: Here’s The Cost Of Square-Cut Solitaire Engagement Ring Of Deepika Padukone Gifted By Ranveer Singh)

With fans eagerly waiting to steal a glance at Deepika and Ranveer’s wedding pictures, the newly married ‘Mister and Missus’ took to Instagram and finally posted two beautiful pictures from their Konkani and Punjabi-Sindhi wedding. Captioning the picture with hearts, Deepika and Ranveer looked like a couple who has descended straight from heaven! Here are the pictures in case you missed:

Deepika and Ranveer

Deepika and Ranveer

With Deepika’s huge square-cut solitaire engagement ring almost making us go blind, have you noticed the minimalistic jewellery that Mrs Bhavnani sported and more precisely, her chooda and kalire? The picture that the just-married couple posted from their wedding, made us see Deepika in a never seen avatar with her matha-patti, chooda and kalire on total point! What was extravagant about her suhaagan ki nishaani was the minimalistic yet simple design it came with. Take a closer look of the same here:

 

 

Beautiful, right? Also, as stated earlier by sources, Deepika and Ranveer had ensured full privacy at their wedding. And why wouldn’t they? Have you taken a note of the measures undertaken by the stars to ensure maximum privacy?  As per reports, guests have been provided with special wrist bands which symbolises that they are a part of the guest list. Security guards have sealed the camera lenses of the mobile phones of the guests, lest fearing the leakage of any off-guard pictures. To top it all, numerous security guards have been on constant patrol on the outskirts of the venue. And do you have any idea how much the superstars have shelled out on security purposes? Reportedly, the couple has spent almost Rs 1 crore for security purposes for the week! (Must Read: Ranveer Singh’s Mumbai Residence Stunningly Decorated For Newbie Bride Deepika’s Grih Pravesh)

Deepika and Ranveer

Deepika was all geared-up for her wedding and couldn’t keep calm! In an interview with Rajdeep Sardesai on India Today India Tomorrow she had shared, “I’m excited in the same way as I’m excited about signing my next film. Marriage is something that I’ve always looked forward to in my life, as would any other girl.” Further speaking about her inspiration towards a happy marriage, the Happy New Year star stated, “I’ve seen my parents do it so well and so successfully and I think for me, that’s the way I would like my married life to be as well. My parents have a beautiful relationship. The way they have managed their professional life as well as being together as a family. They have set such amazing benchmarks that both I and my sister (Anisha Padukone) would like to follow.”

Deepika Padukone

Ranveer too, was never weary of praising his lady-love. During the premiere of Deepika’s Hollywood debut of xXx: Return Of Xander Cage, the Befikre star was all praises for his muse and had stated, “She is an extremely gifted actor and an amazing movie star. Somebody whom I admire and I’m extremely proud of her. I am a huge fan of the franchise and it’s very exciting to see her in this instalment.”

Deepika and Ranveer

Ranveer is truly the perfect guy for Deepika. A source revealed to Huffington post some interesting behind-the-scene moments of the couple. It was revealed that Deepika and Ranveer would make every possible attempt to be with each other when work kept them apart. Also, the Dil Dhadakne Do star would stay on the sets of Bajirao Mastani, waiting for Deepika even when his shot got over! The source revealed, “He’s always giving her cues even when he doesn’t have to. It almost feels that for him, her career is more important than his. He was one of the first few people to tell her that she needs to go to Hollywood. He’s starry-eyed when she’s around.” And that truly doesn’t go unnoticed!

[“source=TimeOFIndia”]